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Funds of the supplementary pension savings in the pension system of the Czech Republic
MACHOVÁ, Jana
This bachelor thesis deals with problems asociated with pensions scheme in the Czech Republic and judge the effect of the pension reform on this market segment. The theoretical part is focused on the general characteristics of pension systems, history and present development of the pension scheme in the Czech Republic. It also describes transformed and participant funds and explain their origins. The practical part compares the strategy and revenues of pension companies operating in the Czech Republic. Pension companies are evaluated on the basis of the number of participants, including their deposits and the number of funds offered, which are evaluated on the basis of their profitability and risk. At the end of the work, the best pension company is evaluated based on a simple sum order method for real data.
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Insurance products and their use in everyday life
Marková, Zuzana ; Tichá, Milena (advisor) ; Jirásková, Věra (referee)
Title: Insurance products and their use in everyday life Author: Zuzana Marková Supervisor: PhDr. Milena Tichá, CSc. Key words: insurance, pension insurance, pension company Annotation: The thesis describes insurance products focusing on the pension insurance. The first part deals with the term insurance and describes its various types. The other parts concentrate specifically on the pension insurance of Czech Republic. The thesis presents information about these products from the time of their implementation until present with main focus on the second and third pension pillars. It gives a thorough description of these two pillars supported with up-to-date information and the analysis of their possible future developments. The end of the thesis summarizes and evaluates the most important facts and data acquired from the survey on the use of these insurance products.
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Insurance products and their use in everyday life
Marková, Zuzana ; Tichá, Milena (advisor) ; Jirásková, Věra (referee)
Title: Insurance products and their use in everyday life Author: Zuzana Marková Supervisor: PhDr. Milena Tichá, CSc. Key words: insurance, pension insurance, pension company Annotation: The thesis describes insurance products focusing on the pension insurance. The first part deals with the term insurance and describes its various types. The other parts concentrate specifically on the pension insurance of Czech Republic. The thesis presents information about these products from the time of their implementation until present with main focus on the second and third pension pillars. It gives a thorough description of these two pillars supported with up-to-date information and the analysis of their possible future developments. The end of the thesis summarizes and evaluates the most important facts and data acquired from the survey on the use of these insurance products.
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Analysis of supplementary pension insurance between the years 1994 and 2015
Souček, Martin ; Kolman, Ondřej (advisor) ; Pekárek, Štěpán (referee)
This bachelor thesis deals with the development of supplementary pension insurance market. Primary goal of the thesis is to offer a complex analysis of the development of supplementary pension insurance between the years 1994 and 2015. Thesis offers a preview and summary of theoretical approaches towards pension security along with a link to progression of those approaches in Czech republic. Supplementary pension insurance is analyzed from a standpoint of conditions of the product, its gradual development, macroeconomic context and general overview of its positives and negatives. Thesis thereafter concentrates on comparative analysis of companies operating on the market, description of current changes and outlines possible future development and possible future challenges for additional pension savings.
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Pension reform in the Czech Republic
Urban, Ladislav ; Pletichová, Dobroslava (advisor) ; Jitka, Jitka (referee)
The content of this thesis is to evaluate the Czech pension system and pension reform, valid from 1.1.2013. First, the thesis describes the origin and development of the pension system in the Czech Republic, a general description of the pension system and comparing systems of pension schemes operating in selected countries. The practical part of the thesis analyzes the fiscal sustainability of the PAYG system and the project both financially secure current and future generations of retirees. Thesis includes recommendations for setting the retirement age depending on the evolution of the average life expectancy. The work includes the suggestion of solution for Czech citizens who do not want to be in the future depend only on the pension benefits of the state pay system, but on the basis of personal responsibility are aware of the need for savings or additional collateral. An integral part of the work is the analysis III. pillar of the pension system focusing on the evaluation of the benefits of this savings instrument. In the end, there is an overall assessment, incl. own suggestions and solutions.
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Pension Reform and Consumer Protection
Coňková, Zuzana ; Horová, Olga (advisor) ; Koudelka, Jan (referee)
The Bachelor's Thesis is aimed at a consumer protection in connection with the pension reform which was established in the Czech Republic in 2013. It is mainly focused on an offering of the pension savings and the supplementary pension savings and a providing of information about these savings. The goal of the Bachelor's Thesis is to analyse information which is published on websites of pension companies and provided by their employees at branch offices to consumers. The Bachelor's Thesis is divided into four chapters. The first chapter deals with the pension reform, the second chapter is about the consumer protection connected with the pension reform, the third chapter is focused on an author's own research and the fourth chapter is aimed at a valuation of the undertaken research. There is used a type of research which is called the Mystery shopping in the Bachelor's Thesis.
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Strategické rozhodování penzijních fondů v České republice v souvislosti s plánovanou důchodovou reformou
Horáček, Filip
PhD thesis formulates strategic recommendations for the pension funds on the market in the Czech Republic in connection with the planned reform of the pension system and pension funds related to the transformation of the pension company. Formulated recommendations are divided into business recommendations for the year 2012 and the business-oriented recommendations on pension reform starting 1 first the 2013th. Dissertation also provides an overview of impact of the pension reform on the individual market entities. Last but not least, bring arranged in the form of prepared analysis of pension systems in the world and the genesis of the development of the pension system in the Czech Republic.
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Pension funds and pension reform in the Czech Republic
Ryška, Juraj ; Krebs, Vojtěch (advisor) ; Pogrebnicenco, Tatiana (referee)
This thesis analyzes the current status of pension funds in the Czech Republic, the subsequent transformation of the pension companies and the situation after the introduction of the second pillar. It examined the merits of a new pillar in the small benefit to future participants and the impact on the state budget. The main result is to propose a solution that would be more beneficial for participants and fulfill the requirement for a balanced fiscal policy. The presented work uses descriptive and comparative analysis of the current position of pension funds. Description of the reform of the pension system is based on legislative analysis and secondary analysis of published literature. In the design of solutions are used in mathematical statistical methods, comparative analysis and questionnaire method.
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